Risk Management with AI
Protect Family Capital
Prumo Valimento processes real-time market data and translates volatility into concrete risk recommendations, applied to long-term savings and investments.
Prumo Valimento processes real-time market data and translates volatility into concrete risk recommendations, applied to long-term savings and investments.
Prumo Valimento combines predictive models with human oversight to track markets that don't pause. Data is processed continuously, without relying on occasional manual checks.
The objective is not to predict market behavior with absolute certainty, but to reduce the time between a relevant change and an informed response about the family's portfolio.
Family savings are exposed to factors that change quickly and simultaneously: interest rates, inflation, exchange rates and political decisions. Monitoring these variables manually requires time that most families do not have available every day.
Prumo Valimento replaces occasional checking with permanent analysis, flagging relevant changes before they translate into significant capital losses.
Four core components process market data and translate it into actionable decisions, without relying on constant manual intervention.
Models trained on historical series and current data identify patterns associated with increases in risk before they manifest themselves in losses.
Market data is collected and processed uninterruptedly, with no gaps between analysis sessions.
Exposure limits defined by the family are automatically checked, with alerts whenever they are approached or exceeded.
The recommendations consider the time horizon and declared objectives, without promoting unnecessary changes to the existing composition.
Each recommendation goes through a defined process, so that the origin of a suggestion can always be explained.
Aggregation of market data, macroeconomic indicators and current composition of the family portfolio.
Calculation of volatility, correlations between assets and exposure to defined limits.
Production of specific adjustment suggestions, with justification associated with each one.
Review of results in light of real market behavior and recalibration of parameters.
The underlying logic prioritizes capital preservation over maximum returns. In situations where the two objectives conflict, the model is configured to favor risk reduction, keeping the family informed about the reason for the choice.
The following scenarios illustrate how the analysis is adapted to different asset management objectives.
Applicable to families with capital concentrated in deposits and conservative funds. The model prioritizes the identification of losses in purchasing power and suggests gradual adjustments, without unnecessary exposure to high risk.
For investment horizons longer than ten years, the analysis incorporates the time available until retirement, gradually adjusting the portfolio composition as this horizon shortens.
When exposure is concentrated in a single sector, country or instrument, the model identifies this imbalance and proposes alternatives compatible with the risk profile defined by the family.
Direct answers to the most frequently asked questions about the functioning and security of the platform.
The system receives continuous streams of market data and recalculates risk indicators as new data is received, without relying on manual update cycles.
Public market data, macroeconomic indicators and the declared composition of the family portfolio are used, always with the user's explicit consent.
Data is encrypted in transit and at rest, and account access requires multi-factor authentication, reducing the risk of unauthorized access.
No. Prumo Valimento supports data-driven decision making, but does not replace personalized financial advice or guarantee future results.
Yes. Exposure limits and stated objectives may change at any time, and future recommendations reflect this change.
Start by reviewing the current composition of the family portfolio and defining the risk limits that the analysis will monitor on an ongoing basis.